John, 50, works as a Production Supervisor in the mining sector and lives just outside Winnipeg, Manitoba. Despite his excellent fortune, he suffers from acute depression, making it impossible to function. As a result, John has turned to consuming alcohol at work to get through the day because he is overwhelmed and unable to cope with his sadness. He keeps telling himself that he should seek professional treatment instead of making things worse by drinking, but his guilt has kept him from doing so.

John’s boss approached him after seeing him drinking from a booze flask at work. He demanded that John cease working and get assistance right now. John was so relieved that he hadn’t been fired that he went home and scheduled an appointment with a psychologist right away. The psychologist was kind and helpful, recommending an inpatient recovery program. John also sought and was approved for short-term disability benefits via his place of employment. He was happy to be able to concentrate on getting healthier rather than worried about his job.

Unfortunately, there was a huge waiting list to be accepted into the recovery program, which meant John would have to wait many months to begin. When he sought long-term disability payments, his claim was refused and was crushed. His insurance company informed him that to qualify for long-term disability benefits. He needed to be actively participating in the rehab program. They argued that he was more than capable of returning to work in the meanwhile. After seeing Share Lawyers advertised on Facebook and feeling despondent, John sought the assistance of a long-term disability lawyer.

Programs for Rehabilitation and Access

Many insurance companies require applicants to participate in a rehabilitation program or stay in a rehabilitation center to qualify for disability benefits. Unfortunately, waiting lists for recovery programs may last anywhere from a few months to a year. In addition, finding a recovery facility might be much more challenging for people who reside in remote locations.

Will rehab aid your case? Share this Lawyers video.

Even if a person suffering from addiction expresses a wish to enter treatment and their doctor has suggested it, they often cannot do so soon enough. As a result, when an insurance company analyzes a disability benefits claim for addiction and the applicant isn’t already in treatment, it’s common for the claim to be denied outright.

Share Lawyers is here to assist you.

We represent a considerable number of individuals with addictions who have been refused payments under a group disability insurance policy or a private policy at Share Lawyers—in most of these circumstances, acquiring the appropriate medical proof to substantiate the impairment in the manner envisaged by the procedure in the issue. In addition, most plans include time constraints that may be difficult to read. As soon as your claim for disability benefits is refused, call our long-term disability attorneys to discuss your case and see if we can help you and your family.

If your long-term disability claim has been refused, call Share Attorneys’ long-term disability insurance lawyers. Our team of long-term disability (LTD) attorneys can assist you. Cases against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and others have recently been resolved. There are no costs unless we win your case and provide free consultations. Find out whether you have a disability claim.

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